FRS Benefit – Independent Retirement & DROP Planning for Florida Civil Servants

Meet Our Team

Our team is made up of independent financial professionals dedicated to helping civil servants, small business owners, and retirees make the most of their future.

RAUL BENITEZ - Certified Financial Planner

Raul Benitez is an accomplished financial services professional, having dedicated over two decades to mastering this sector. Leveraging a wealth of industry experience, Raul provides exceptional, tailored financial planning to his clients. This enables them to achieve their short and long-term financial goals with confidence.

Having earned his certification as a financial planner seven years ago, Raul operates as an independent advisor, focusing on providing comprehensive and bespoke financial solutions that cater to his clients’ unique needs. His experience caring for his special needs uncle has imbued him with a profound understanding of the tailored advice and care necessary for clients navigating similar life circumstances.

Before his tenure at LifeCraft, Raul made significant contributions at a series of esteemed firms, including Wells Fargo, Suntrust, LPL Financial, and J.P. Morgan Chase. His diverse professional journey has equipped him with a broad spectrum of industry insights and expertise, making him a reliable and skilled advisor.

Raul’s academic credentials underpin his industry success. He graduated from Rhodes College in 2001, where he completed a degree in Business Administration and Economics. This solid academic foundation has played a crucial role in shaping his robust understanding of the financial services sector and his ability to deliver results-oriented financial solutions.

Insurance Licensed in the State of Florida

Office Location: 101 NE 3rd Ave, Suite 1500, Ft Lauderdale, FL 33301

Also available for client meetings at our Aventura office by appointment: 20200 West Dixie Highway, Suite 902 #1015, Aventura, FL 33180

Linda Pierre – Vice President | Florida Retirement System Specialist

Licensed Since 2014 · Florida License #W064741

Linda Pierre serves as Vice President of LifeCraft Financial Group, where she specializes in helping Florida public employees make confident decisions about their FRS pension, Investment Plan, and DROP options. With over a decade of experience focused on the Florida Retirement System, Linda understands the rules, deadlines, and trade-offs that most general advisors don’t — and she knows what’s at stake when those decisions can’t be undone.

Linda’s approach centers on education and personalization. She works one-on-one with each client to model pension vs. Investment Plan outcomes, project realistic retirement income, plan DROP entry and exit timing, and build a budget framework that fits the life they actually want to live. Her mission is straightforward: help FRS members retire comfortably and confidently, without the fear of having to return to work because of a poor decision made years earlier.

Linda believes a good retirement plan starts with covering the essentials — predictable income that doesn’t depend on the markets cooperating. When appropriate, guaranteed income strategies are part of the plan. When they’re not, she’ll tell you that too. Her clients come to her for honest advice, and that’s what they get.

Office: 20200 West Dixie Highway, Suite 902 #1015, Aventura, FL 33180 (by appointment only)
Schedule a consultation: (800) 828-9073

Linda Pierre, Vice President and Florida Retirement System Specialist at LifeCraft Financial Group / FRS Benefit

Edgardo Castro- Registered Investment Advisor

Edgardo Castro, His main function is to help mass affluent and affluent client’s build and manage wealth to reach their financial goals. Edgardo specializes primarily in retirement planning, social security, and defined benefit planning. Prior to joining Aragon Capital LLC, Edgardo has spent over10 years in the financial services industry with firms such as JP Morgan Chase, Wells Fargo Advisors, and HSBC Securities in the capacity of financial advisor and private banker.

Edgardo holds an AA in business administration from Wharton College in Texas and attended the University of Houston prior to serving 2 years in the United States Army. retirement financial planner personal financial planner becoming a certified financial planner

Insurance Licensed in the State of Florida

Office Location:101 NE 3rd Ave Suite 1500 Ft Lauderdale Fl 33301 becoming a certified financial planner personal financial planner retirement financial planner

Schedule a consultation: (800) 828-9073
Email: frsready@frsbenefit.com

SUNI Lama Ferriero - Insurance Representative

A High level of energy and a deep felt compassion for families drives Suni Lama-Ferriero in her insurance career. A successful global business woman for over decade in banking, investments and retail sales management she is an advocate for all members of the family with special reverence and respect in regards to insurance and planning.

Prior to joining LifeCraft Financial Suni was a insurance agent with Principal Financial. She started in the career as a Relationship/Business Banker and Licensed Banker with Bank United in Boca Raton, FL since 2006.

Suni was born in Nepal and speaks five languages fluently: English, French, Nepali, Hindi and Newari. She graduated from the People’s Campus in Kathmandu, Nepal with a Bachelor Degree in Commerce in 1997 and achieved her Diploma of 1er degree French Language and Civilization from the University of Lumiere Lyon II, Lyon, France in 1998/1999.

The family enjoys exploring and traveling the world when vacation time comes around. personal financial planner becoming a certified financial planner retirement financial planner

Insurance Licensed in the State of Florida and North Carolina . personal financial planner retirement financial planner becoming a certified financial planner

Schedule a consultation: (800) 828-9073
Email: frsready@frsbenefit.com

Let’s talk about how we can support your retirement journey.

Visit Our Aventura Office

Beacon Tower of Aventura, home of the FRS Benefit office at 20200 West Dixie Highway
FRS Benefit conference room with panoramic view of Aventura, FL at our Beacon Tower office
LifeCraft Financial Group reception area inside Beacon Tower, Aventura, Florida

20200 West Dixie Highway, Suite 902 #1015
Aventura, FL 33180

Phone: (800) 828-9073
By appointment only

Conveniently located steps from the Aventura Brightline station — easy access for Florida civil servants traveling from Miami, Fort Lauderdale, West Palm Beach, and Orlando.

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