Independent Retirement Planning for Florida’s Civil Servants.
Get personalized, independent retirement planning tailored to your career and financial goals. retirement benefits retirement options roth ira options
FRS & DROP Optimization for Florida Retirement
We are a Financial Services firm focused on Retirement Planning for Florida’s Civil Servants.
Our mission is to provide independent guidance to individuals navigating their FRS (Florida Retirement System) benefits. retirement benefits roth ira options retirement options
What’s Inside Your Free Florida Retirement Plan

Personalized Retirement Snapshot
Get a clear view of where you currently stand financially and how well you’re positioned for retirement based on your FRS benefits, savings, and goals. retirement benefits roth ira options retirement options

Social Security Timing Strategy
We’ll guide you through the best age and method to file for Social Security to help maximize your lifetime benefit while aligning it with your FRS plan. roth ira options retirement options retirement benefits

FRS & DROP Optimization
We help you understand your FRS Pension or Investment Plan options, including DROP timing, payout scenarios, and long-term impact — tailored to your specific career path. retirement benefits roth ira options retirement options

Actionable Next Steps
Walk away with a step-by-step action plan built for your future — covering tax efficiency, income planning, and wealth protection strategies. retirement benefits roth ira options retirement options retirement fund
Frequently Asked Questions
No. We are an independent company, not affiliated with or endorsed by FRS or any government agency.
DROP (Deferred Retirement Option Program) is a complex option. We’ll assess your eligibility and help you choose the right strategy
Absolutely. Coordinating Social Security with FRS benefits is a key part of our service.
That depends on your personal goals, career timeline, and risk tolerance. We offer a complimentary analysis to help you compare both options side-by-side, so you can make the most informed decision based on your specific situation.