Important Disclosure
This calculator is for educational and illustrative purposes only. It is not an official Florida Retirement System (FRS) estimate and does not represent guarantees of future performance. Pension benefit projections are based on simplified assumptions and may not reflect your actual employment history, benefit class, cost-of-living adjustments, or plan provisions.
Investment Plan projections assume constant rates of return and withdrawal rates, which are not guaranteed. Actual investment results will vary based on market performance, asset allocation, fees, and economic conditions. Past performance does not guarantee future results.
FRSBenefit.com is not affiliated with, endorsed by, or sponsored by the Florida Retirement System, the Florida Department of Management Services, or any governmental entity.
Any decisions regarding FRS plan selection, retirement timing, DROP participation, or distribution strategy should be made only after reviewing your official FRS benefit statement and consulting with a licensed financial professional.
This calculator is for educational and illustrative purposes only. It is not an official Florida Retirement System (FRS) estimate and does not represent guarantees of future performance. Pension benefit projections are based on simplified assumptions and may not reflect your actual employment history, benefit class, cost-of-living adjustments, or plan provisions.
Investment Plan projections assume constant rates of return and withdrawal rates, which are not guaranteed. Actual investment results will vary based on market performance, asset allocation, fees, and economic conditions. Past performance does not guarantee future results.
FRSBenefit.com is not affiliated with, endorsed by, or sponsored by the Florida Retirement System, the Florida Department of Management Services, or any governmental entity.
Any decisions regarding FRS plan selection, retirement timing, DROP participation, or distribution strategy should be made only after reviewing your official FRS benefit statement and consulting with a licensed financial professional.
Not Sure Which FRS Plan Is Right for You?
This calculator gives you a quick estimate of how the FRS Pension Plan and Investment Plan may compare based on your current assumptions. Small adjustments to retirement age, membership class, benefit options, contribution rates, or expected returns can significantly impact lifetime income. Use the tool below to run your numbers, then get a personalized review before making a final retirement decision.
Florida Retirement System
Retirement Income Calculator
Compare the FRS Pension Plan and Investment Plan. Quick estimate only.