When to claim Social Security is one of the most important retirement decisions you’ll make—yet many people make it without proper guidance. At FRS Benefit, we offer personalized Social Security evaluations to help you make smart, well-timed choices that complement your overall retirement strategy.
WHY IT MATTERS:
Claiming Social Security too early—or too late—can cost you thousands over your lifetime. We evaluate your age, income needs, FRS benefits, and long-term goals to help you determine the optimal time and strategy for claiming.
OUR EVALUATION COVERS:
That depends, it's different for everyone. Get to see your best time with us today.
Possibly. If you're under certain FRS classifications, the Windfall Elimination Provision (WEP) or Government Pension Offset (GPO) may affect your benefits. We explain what applies to you.
Yes, but there are limits before full retirement age. We help you understand how working may temporarily reduce your benefit—and how to plan accordingly.
We factor in your expected FRS income, investment withdrawals, and tax status to build a retirement income strategy that blends Social Security with your other benefits smoothly.
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